
West Virginia homeowners insurance is an important part of protecting your home and family against damage. West Virginia homeowners insurance offers protection against losses caused by fire, theft, wind and more. You should know how much homeowners insurance costs in West Virginia and what you can do to get the lowest rates.
Average Cost of Homeowners Insurance in WV
In West Virginia the average cost of homeowner's insurance is $1,499 annually or approximately $125 monthly. Prices do vary depending on the city and zipcode. If you want to get the most accurate quote for your insurance needs, you can use a home insurance calculator tool like Policygenius.
Best Homeowners Insurance in WV for Military Families
MoneyGeek analyzed thousands of quotes to find the best homeowners insurance companies for military families in West Virginia. These companies have high MoneyGeek ratings, good service reviews and affordable policies.

USAA is the best home insurance company for veterans in West Virginia
This insurer provides a range of policies at affordable prices that cover personal property and liability. It also caters to the needs of current and ex-military members.
Erie is the most affordable home insurance company in West Virginia
Erie's rates are the lowest of any insurer that we have reviewed. The company offers discounts for bundling car and home insurance. They also offer discounts for installing an alarm to prevent burglary or a fire.
You can get an insurance quote for your home in West Virgina
The cost of your homeowners insurance depends on several factors, including the size and age of your home, where it is located, your choice of coverages and deductible and your risk profile. Home insurance agents can help you find the right policy for your West Virginia house and provide an accurate quote.
State Farm Insurance Company is the best home insurance company in West Virginia
A large portion of the cost of homeowners insurance in West Virginia is due to a homeowners insurance deductible. A higher deductible reduces your monthly insurance premiums, while also increasing the amount you'll be paying out of pocket.

Compare homeowners insurance quotes to find the lowest priced policy for your situation. It is important to ensure you are getting the right coverage for both your home and family in West Virginia.
Choosing the Right Coverage for Your West Virginia Home
You know as a West virginia homeowner that your home is at risk throughout the entire year. Winter storms or severe weather conditions can cause major damage to your property.
Luckily, there are many options when it comes to homeowners insurance in West Virginia. Whether you are in Fairmont or Welch you can get the best homeowners insurance to suit your specific needs.