Hartville Pet Insurance is the largest pet insurance provider in the United States. The company offers a number of coverage choices that will help you keep your cat and dog happy and healthy. Online reviews show that this company is known for its excellent customer service.
Hartville offers policies that cover a range of expenses for the health and medical care of your pet, such as emergency care, surgery and diagnostic procedures. They also include veterinary medication and veterinary medicines. The policy covers hereditary diseases and behavioral issues.
Canada, along with all 50 of the states and territories, offers insurance. You can use your policy for treatment at any veterinary clinic in the country, as long as it's licensed and in-network.
In addition to accident and illness coverage, Hartville offers a range of preventative care plans, as well as dental care coverage. By preventing disease and illness, these types of plans will save you money.
Hartville's mobile app makes it simple to select the right pet insurance plan. Even better, you can receive reimbursements sooner by setting up direct deposit.
Customer service and satisfaction are the main priorities of the company, as evidenced by the BBB ratings and Trustpilot ratings. Its staff is knowledgeable, friendly, and responsive.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group includes ASPCA Pet Health Insurance and Premier Pet Insurance.
The prices of Hartville are competitive. They start at just $4 a month for accident-only insurance and can go up to about $45 if you want a full pet health plan. In addition to a low waiting period, Hartville offers a number of benefits that its competitors don't, such as behavioral therapy and microchipping.
Most people cannot afford the high premiums for this pet insurer. This is especially true for the most affordable policy, which only covers accidents and illnesses.
In addition to the monthly fee, deductibles and copayments are required for any claims filed. You can choose to add preventive packages to your package for a fee.
If your pet is diagnosed with a pre-existing condition, Hartville will require you to provide a certificate of good health for the condition, along with your pet's vaccination records and health record from their previous veterinarian. Hartville's staff will review your claim after you have provided the necessary information.
Once your claim is processed, you will receive a check in the mail. The company also makes it easy to track your claim progress through its member portal and smartphone app.
You should always read the fine print before signing any contract. This will help you avoid any unwanted surprises once you start receiving reimbursements from the company.
It's also a good idea to read through the list of exclusions before you sign on with any pet insurance company. Exclusions include cosmetic procedures and genetic conditions.