Figo Pet Insurance provides comprehensive pet insurance coverage. You have the option of selecting from one of three annual benefits: Essential, Ultimate or Preferred. You can also select optional wellness programs that cover regular bloodwork and vaccinations. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. The app allows you to access many features such as a medical record view and emergency care advice. You can also remind yourself of upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. This will require you to give your pet's name, breed and zip code. You can also choose to pay an upfront deductible, which will affect your premium. The vet's forms can help waive the deductible. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There is no limit on how many claims you can file. However, Figo does require you to see a licensed veterinarian and upload any relevant medical records. Once your claim is processed, the insurer will notify you. Most claims settle within three days.
Figo is available in all 50 states. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. For every year that your pet is insured, the deductible will be reduced by $50. Additionally, Figo offers a 5% discount for multiple pets. If your pet is younger than eight weeks, the policy won't cover them.
Figo also offers a GPS collar to help you track your pet. This is ideal for pets who roam. Figo will reimburse you for boarding costs and damages to third parties if your pet gets stolen.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also cover routine and emergency dental care. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also offers coverage for hereditary conditions. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo has no upper age limit. However most insurance companies have limitations for new policies.
Figo provides 24/7 live vet chat. The company has an electronic filing and tracking platform that makes it simple to submit claims. Through the app, users can access a list with recommended pet-friendly spots.
The Figo Pet Cloud App is extremely popular among users. The app allows for live communication with a veterinarian. You also have the option to select from multiple reimbursement rates. You can also get urgent care advice through the app. You can also use the app to file a claim electronically.