Car insurance rates can vary significantly from one company to the next, and they're often based on factors such as your age, driving record and location. Shopping around is a great way to find the lowest price for your coverage.
With the right auto insurance in Atlanta Ga, you can protect yourself and your vehicle against damage in an accident. You can also file a claim if your car is stolen or damaged.
Finding cheap car insurance in Atlanta isn't as hard as it may seem, if you know where to look. Bankrate examined several popular auto insurers to find the lowest rates in Georgia.
They are more expensive but can save money by protecting you in most scenarios. These policies include liability for bodily injury, property damage and collision coverage.
Use-based policies are cheaper for low-mileage drivers. But they may not cover total losses, so you should consult with your insurance agent.
GEICO offers many discounts to help customers save on their insurance. Bundling can, for instance, reduce your premiums around 15%. Anyone who has been accident-free in the last five years is eligible for a discount.
Bad credit drivers can pay up to twice as much for auto insurance than a driver who has excellent credit. However, there are many companies offering affordable car insurance policies to people with poor driving records.
You should always check your driving history in Georgia before you purchase an auto insurance policy. All of these violations, including speeding tickets and accidents where you were at fault, can raise your insurance rates.
Avoiding these problems can be done by being a responsible driver and keeping your driving record clean. If you are involved in an accident, report it to police and try to work out a solution with your insurance provider.
Older and younger drivers
When it comes to car insurance in Atlanta, your age and driving history play a big role in your premium. The highest-rated drivers are those under 25 and older than 60.
Married and Widowed Drivers
In most cities, married drivers pay less for auto insurance than single drivers. In Atlanta, married drivers pay an average of 8% less per year than single drivers.
Seniors and Middle-Aged drivers
You may lower your insurance rates depending on your preferences. For example, you could choose to have a higher deductible or lower coverage limits. Multi-car insurance can also reduce your premiums.
Our tool lets you compare auto insurance quotes in Georgia with more than 100 different companies. You can read customer testimonials and also see the list of best-rated companies.
Select a car insurer with a great reputation in terms of customer service and handling of claims. Those ratings are important because they will affect your experience with the insurer. A low rating may lead to long claims wait times, whereas a high rating means that the insurer is likely to process claims more quickly.