It is possible to save a lot of money by purchasing pet insurance. You can actually save thousands on vet bills throughout the life of your pet. This can give you the peace of mind that you will have access to the most affordable veterinary services.
Best Pet Insurance Colorado
If you have a pet for the first time or are looking to upgrade, it is important to get the right policy that fits your budget and meets your needs. In order to help you with this, we've compared Colorado pet insurers in order to determine which one offers the best options for each pet.
Lemonade, our top pick for Colorado dog coverage, is the most affordable. Lemonade offers a simple claims process, customizable payout rates, and annual coverage limits. It's also among the few insurance companies that allow you to set coverage limits for each condition, rather than annual ones.
Customize your policy by adding optional add-ons, such as cancer treatment and emergency boarding. You can also include kennel fee coverage, among other things. Some plans include unlimited coverage to ensure that you won't be responsible for any vet expenses after the deductible.
If you want to save money, choose an insurance company that has an annual deductible. The deductible is reduced by $50 every year without a claim. This yearly deductible can be used to offset your entire annual cost or part of it, allowing you to save money each month.
Accident-only Plan: This is a simpler insurance option that covers bites, broken bones, hospitalization, radiology, surgery and more. This type of insurance plan is typically less expensive than an accident-and-illness plan that offers more comprehensive coverage such as for general health and hereditary conditions.
Plan essential: If you are looking for the most comprehensive coverage, an essential plan may be the best option. It includes all the benefits that come with an accident-only policy, but also adds cancer treatment, congenital disorders, and hereditary diseases. You can also add a wellness add-on for things like vaccines, prescription food, and medications.
Healthy Paws offers several different plans. These include an accident-only plan, an essential plan, and a top-tier plan. Its accident-only plan can cost as low as $10 a month and includes things like alternative therapies, bite wounds, broken bones, hospitalization, surgeries and radiology services.
Figo can be a good choice for those looking for quick coverage. With a 24-hour waiting period, Figo's accident-only and essential plans kick in faster than other pet insurance options in the state. There is also an Extra Pack that covers expenses for the end of life, cancellation fees on vacations, third-party liability, and other things.
Pet insurance rates in the Centennial State can be affected by your dog's breed, age and location. Insurance can become more costly for some dogs and cat breeds because of their higher likelihood to need veterinary care. In addition, some insurers charge higher premiums for older pets, while others have different rates for specific breeds of dogs and cats.