ASPCA's reputation as the oldest pet-insurance provider in America is excellent. It offers many different plan options from accident only to full coverage. ASPCA offers a discount of 10% on policies with multiple pets.
ASPCA offers a number of types of pet health insurance, such as illness-only coverage, preventative and accident care. Complete Coverage plan is the most complete option, and includes benefits for illness as well.
With a Complete Coverage Plan, you'll be reimbursed for unexpected vet bills after you meet your deductible. You'll be able to choose an annual deductible amount, reimbursement percentage and maximum payout limit.
You will have to pay $100 as a deductible before you can receive reimbursements for claims that you made during your policy period. On the other hand, you could set your deductible at $500 and you'll be reimbursed for all claims after that amount is reached.
Preventative Care Plans
You can get reimbursed by ASPCA for routine vet visits, vaccinations and health screenings. This is a great way to help prevent expensive, life-threatening illnesses and other health issues from developing.
This is a great benefit, as most other plans require a deductible or waiting period before they'll pay for preventive visits. In contrast, ASPCA's preventive care plans have no deductibles and no waiting periods, making them a good choice for people with pets that might be prone to serious conditions.
You can access your account and your pet's records via the ASPCA site and app. There is also a local vet search tool that allows you find veterinarians nearby.
Crum & Forster Pet Insurance Group is the company that underwrites ASPCA's Pet Health Insurance. The group has an A+ with the Better Business Bureau as well as a 4.3 from TrustPilot. Its policies are available for both cats and dog and include the ASPCA Healthy Pet Deductible. This reduces your pet’s annual deductible automatically by $50 each time they do NOT receive a claim reimbursement.
The insurance also offers a 10% off for enrolling multiple pets. ASPCA has a fast and easy quote process, as well as a free sample of ASPCA's policy.
Requesting a quote
To get a quote, visit the ASPCA's website and fill out an online form. You can then customize your premium according to your pet's gender, age and location.
The ASPCA website has a wealth of information on pet health. It includes breed-specific resources, as well as a comparison tool that is easy to use. You can also download a mobile app to pay your vet bill, submit claims and find local veterinarians. Its app can be found in the Apple App Store as well as Google Play Store.