Your insurance may not cover a pet who has a serious condition. This can lead to high costs. Pets Best is here for you. Their coverage is 100%. Their deductible is small, and they do not discriminate based on pre-existing conditions. They pay within 2 days of receiving your claim and mail a paper check.
Spot is covered 100%
Spot's pet policy is tailored to your pet's specific age, breed, size and behavior. This insurance can help you save money on vet bills and prepare for unexpected situations. Spot offers several plans for pet insurance and 10% off for additional pets.
Spot's coverage includes routine preventive care and accident-related expenses, such as vaccinations, deworming, and flea and tick prevention. There are no waiting periods, deductibles, or waiting periods for any benefit covered by Spot. However, there are set annual amounts for each benefit allowed by the plan. SPOT will not pay for any excess amount.
Spot has a low deductible
Spot customers are able to choose from policies with a $2,500 up to $10,000 deductible. They have the option of choosing a low or high annual deductible. They can make claims online, or via Spot’s mobile app. They will need the medical records of their pets to process a claim. Customers will get an email response once they have filed a claim. A personalized claims portal allows customers to view the status of their claim.
Spot's pet insurance includes veterinary care, diagnostic testing, and treatment for minor and major illnesses. It also covers hospitalizations, surgeries, and supplies for medical emergencies. Spot, unlike other insurance policies covers dental cleanings. The plan reimburses at least 80% of expenses, and the deductible is very low.
Spot prices for young pets are more expensive than usual
Spot offers two types of pet insurance plans: Accidents and Illness and Preventive Care. Both include hospitalization, surgery and prescription medications. Spot also reimburses vet exam fees associated with accidents and illnesses. The insurance company offers discounts for multiple pets.
Prices for policies start at $2,500 and go up to $10,000. You can choose unlimited coverage or an annual limit depending on which plan you choose. Online or through Spot's mobile app, claims can be submitted. All veterinary records must be received within 270 days.
Spot's coverage doesn't depend on any pre-existing conditions
Spot does not cover pre-existing conditions like other pet insurance plans. Some conditions, however, are excluded from the policy. Some health conditions, such as intervertebral disc disease, dental disease, hip dysplasia and intervertebral disease, are not covered. Other exclusions include dental and orthodontic procedures and expenses related to boarding and daycare. The insurance policy does not cover cosmetic procedures, bilateral conditions, or any other treatment.
Spot's policy on pre-existing conditions does not cover arthritis treatment. A pre-existing condition is any condition that existed prior to the plan being issued by Spot. The insurance company will not pay for treatment of arthritis unless the condition is already cured. Although there is no age limit for this policy, customers must pay a deductible at least $2,500 to cover any vet expenses.