Healthy Paws offers pet insurance to cover accidents and illnesses for dogs and cats. This is an affordable option for younger pet owners. It covers cancer treatment, emergency care, congenital and hereditary conditions, dental treatments and alternative therapies like chiropractic and acupuncture.
Healthy paws is a great choice for a younger dog or cat because they have no per-condition, annual or lifetime payout caps and their policy allows paperless claims. Their mobile app makes it easy to submit vet bills and check the status of your claim. They offer a rapid claims process that allows you to take a photograph of your pet’s bill and submit it via their app or website.
How to get a Healthy Paws insurance quote
For the first step in getting a plan from Healthy Paws, you must provide information about your pet, including its name, breed, location, and age. A quote will be sent to you that will tell you how much the policy will cost, and what its benefits will include. Once you've determined the best fit for your pet, you can complete the enrollment process and initiate your policy's waiting period.
The Waiting Period and Exclusions
All Healthy Paws insurance policies require a waiting period of 15 days for accidents and illnesses. Healthy Paws does not pay for veterinary examination fees in the first 15 calendar days after the policy's start date. It also doesn't cover hip displasis for newly-enrolled pets.
Your pet must be an officially registered breed of cat or dog if you choose Healthy Paws to provide your service. If your dog or cat is a mix-breed or hybrid, there may be additional requirements.
If your pet has special health care needs, you may also choose to receive a higher amount of reimbursement. You will be able to lower your deductible, and you'll save money over time.
They can also assist you in choosing the best policy and managing your account. You can use their online Customer Center to track the progress of your policy, make changes, or cancel it.
There is also a 24-hour pet health line. This is a good resource for questions about your pet's condition or treatment, and they can also connect you with local veterinarians.
What to expect with Healthy Paws' claims and reimbursement process
After you submit an Healthy Paws claim the company will email you instructions on how to send your vet bill. You will be given instructions for taking a photo of the vet bill and uploading it online.
Within 3-5 business days, you will receive a cheque in the mail. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to cancel a Healthy Paws Pet Insurance Policy
You can cancel your Healthy Paws policy via email, fax, or regular mail. You will receive a refund if you cancel within 30 days after enrolling. If you cancel outside of this 30-day period, a cancellation penalty may apply.