Pet insurance helps you pay for the cost of your pets' medical care, in particular if there are certain health conditions. Buying pet insurance can be a confusing process, and you should take your time to make sure you choose the best policy for your needs.
You will pay monthly premiums based on the coverage you select, the size of your dog, and your location. You can compare quotes from various companies to get an idea of how much your premiums will be.
Figo Cat Insurance has some of the lowest rates we've seen. It is a great option for those with a low budget. The company also offers a low deductible and co-payment options that will lower your out-of-pocket costs.
Figo offers you a competitive waiting period for both accidents and illness. You have to be patient for up to a full year before you can make a claim.
Accident-Only Plan
An accident-only plan is cheaper and covers vet bills only for sudden accidents. This includes lacerations (such as tearing ligaments), broken bones (such as fractures), and lacerations. This plan covers exam fees and diagnostics.
Get Complete Coverage
You can purchase a complete plan that offers all the benefits of an accident-only policy plus sickness insurance for a little more money per month. This provides reimbursement for cancer, arthritis, heart disease, UTIs, and other common conditions.
ASPCA: This nonprofit pet insurance provider offers affordable premiums, flexible policy terms and no age limit on hereditary and congenital conditions. The ASPCA has the largest veterinary network among pet insurance providers, so you can be sure that your cat will get the treatment it needs when needed.
Healthy Paws: This top-rated cat insurance company specializes in providing pet owners with a comprehensive package that covers all of the major health issues and diseases your cat might develop, including chronic illness, emergency care, genetic and hereditary conditions, and alternative medicine.
This policy has one downside: it does not cover long-term non-emergency treatments. It is a significant drawback to many families because these types of treatment can be very expensive.
Trupanion Trupanion offers comprehensive coverage and high-quality service for your pet, unlike other insurers. Its veterinarians directly submit claims to the insurance company, so you won't have any worries about sending them out to a third-party. It has no maximum annual amount and reimbursements will be based upon the local rates of veterinary services, not on averages.
The following benefits are also available:
This pet insurance provider also offers coverage for wellness and preventive health care. This coverage includes spaying and neutering, dental cleanings, and a variety of vaccines. This coverage includes up to $500 in behavioral therapy per year.
Pawp: This provider has an innovative digital health center that helps you manage your pet's health, and it has a dedicated team of veterinarians to help you with emergencies. You can also access a $3,000 account if you pet becomes sick or injured.