AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It also covers delayed or missed connections, baggage delays, emergency evacuation, and delayed connections. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related sickness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They can provide you with the necessary documents and information to help you get the treatment you need. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections may occur due to a number of reasons. A missed connections policy can reimburse you for unused tickets and other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers the cost of personal items such as clothes, toiletries, and other necessities. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. A deductible could also apply to your claim.
Some insurance companies offer additional baggage delay cover, but you should be aware that there are limits on how much you can claim. Baggage delay coverage doesn't cover bags that have been lost or delayed beyond a 12 hour time limit. Before purchasing any item, it is a good idea to check your policy and make sure you have baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
These plans cover air evacuation and medical transport. These plans are extremely useful when you're traveling to remote areas and don't have medical care. Additional coverage options include repatriation for the family member of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans only cover accidents involving planes, such as a crash. Other plans cover baggage lost or delayed.