Wisconsin homeowners' insurance is a great way to protect your property against the risks of home ownership. Because the state is susceptible to flooding and natural disasters, you should have coverage that will protect your home.
The Best Home Insurance WI: There are several Wisconsin companies that provide excellent coverage at a reasonable price. Here are some top options you should consider when selecting a home insurer.
Lemonade makes it easy to buy, manage, and file insurance claims using their AI-powered platform. It offers a comprehensive insurance policy as well as a mobile app with an easy-to-use interface that lets customers compare rates.
Erie offers a wide range of insurance options, great rates, and excellent service. Its standard home insurance policies include coverage for storm damage, guaranteed replacement value and a range of other options. This benefit protects you against losses if your insured items are worth more than what your home is currently worth after a covered loss.
Badger Mutual: With its low rates and high customer satisfaction scores, this company is a top option for Wisconsin residents. It also offers a number of additional insurance riders and discounts for safe homes and security systems.
Farmers: Another popular choice is Farmers for those looking for quality coverage at a fair price. Its standard policies are less than half the price of the state average for a new construction home, and it also has the best deals for older homeowners.
West Bend: It is a great option for homeowners who've had claims in the past. They offer the lowest price for homeowners with claims history and are among the cheapest Wisconsin insurance providers.
Affinity: This company is a great choice for those who need affordable homeowners insurance in Wisconsin. Its policyholders only pay $347 a year. That's less than half the average price for homeowners in Wisconsin with no claims history.
Also, their quotes are among the lowest for homes without a history of claims. Also, they have a track record of excellent customer service and offer many other benefits such as a 24-hour emergency line and money-back guarantees.
AARP: This insurance company is a great option for retirees looking for quality, easy-to-manage homeowners insurance in Wisconsin. The policies were designed for seniors and include a number of ways to save money, including bundling auto and home insurance.
This company is a good choice for those who want to make green upgrades to their homes. The company's standard policy includes coverage of energy-efficient and eco-friendly items like solar panel and wood-burning heaters.
The average home insurance cost in Wisconsin is $1,084 per year, which is lower than the national average of $1,249. For a free quote or to find out more about your home's specific coverage needs, use our search engine below.