There are many options for dog insurance. Based on your dog's health, you can select the coverage that is most beneficial for him or her. Dog health insurance is very beneficial for senior dogs that are in poor health. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans of Pets
A dog health plan will ensure that you do not have to worry about costly diagnostic tests and paying for vet visits. These policies can be purchased through a variety of companies. Many companies also offer wellness add-ons that can help your pet's well-being. The best companies offer comprehensive coverage, as well as customization options to suit your budget and pet’s medical needs.
Healthy Paws' pet health insurance policy covers a dog from head to paw. It covers illnesses, accidents, and genetic disorders. You can decide whether you want to cover surgery and other treatments, or to keep the policy limited to routine exams. Healthy Paws provides a policy that covers both cats and dogs for a single illness or accident. The policy doesn't have a per incident benefit cap and can be deductibles as high as $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. The Chubb Group underwrites the policies. This group has a $25 Billion surplus and an A+ rating from credit rating agencies. It is also accredited through the Better Business Bureau. Its customers praise the company's customer service, claims process, and premiums.
Healthy Paws may not cover every medical expense but it will cover urgent care and vet fees. The plan has some limitations. It requires a wait period of at least two weeks and a maximum of 15 days for certain conditions, like hip dysplasia. This plan doesn't have an annual limit. It also requires you to enroll for at least fifteen days. This isn't as detrimental as some dog insurance plans that require that you enroll for the full year before your pet gets coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. You can choose from a variety of plans. Their full-coverage plan covers an extensive range of health issues. There are also plans with add-ons to cover accidents and preventative care.
ASPCA dog insurance pays up to 90% of all vet bills. The plans can be modified to suit your needs and budget. You can also choose an annual deductible and reimbursement (co-insurance) percent. You can also choose to use any veterinarian you like. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company has several options for dogs coverage. The Whole Pet plan offers comprehensive coverage for your dog, with a $3,000 emergency fund. These plans are affordable and cover up to six pets. You can choose between accident-only coverage or coverage that covers both illnesses and injuries.
Comprehensive plans cover all costs associated to accidents and illnesses. You can also add wellness coverage to your policy. Comprehensive policies cover everything you need, including dental care, vaccinations, behavioral therapy, and wellness exams. XL Specialty Insurance Company offers best-in-class dog insurance. They have many locations.
Direct Line
Direct Line provides a wide range of options to pet owners. These options include flexible policies with optional extras, a fixed excess policy, and flexible policies. These options can be beneficial to owners seeking lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
If you have more than one pet, you can get a discount. However, this discount is only available for the first 12 months of your policy. Premiums usually rise every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet insurance does NOT cover dental care.