If your pet has a condition and needs a medical bill covered by your insurance, it can be very expensive. Pets Best can help. Their coverage is 100%. Their deductible is low and they don’t discriminate against pre-existing medical conditions. They pay within two days of processing your claim and mail you a paper check.
Spot's coverage is 100%
Spot's pet policy is tailored to your pet's specific age, breed, size and behavior. It can help avoid costly vet bills and allow you to be prepared for an emergency. Spot offers many plans, and 10% off for additional pets if you aren't sure if pet insurance is right.
Spot's coverage includes routine preventive care and accident-related expenses, such as vaccinations, deworming, and flea and tick prevention. Each benefit is covered without a deductible or waiting period. However, each benefit has an annual limit. SPOT won't pay you if the amount is exceeded.
Spot's deductible is low
Spot customers may choose policies with a $2,500-$10,000 deductible. They have the option of choosing a low or high annual deductible. They can submit claims online via Spot's website or app. For a claim to be processed, the owner will need to see their pet's medical records. Customers will receive an answer via email after they submit a claim. You can also check the status through our personalized claims portal.
Spot’s pet insurance covers veterinary services, diagnostic tests, as well as treatments for minor and major ailments. It also covers accidental injury, hospitalization, surgical, and medical supplies. Spot, unlike other insurance policies covers dental cleanings. Spot reimburses 80% and has a low-deductible.
Spot's prices for young pets tend to be higher than average
Spot offers two types of pet insurance plans: Accidents and Illness and Preventive Care. Both policies cover hospitalizations, surgeries, and prescription medication. Spot also pays for vet bills incurred due to accidents or illnesses. Multiple pets are eligible for discounts from the insurance company.
The prices for policies vary from $2,500 to $10,000. You have the option of choosing unlimited coverage, or an annual deductible depending on which plan is chosen. Spot allows you to submit claims online or via Spot’s app. You must submit your veterinary records within 270 Days.
Spot does not cover pre-existing conditions
Spot's coverage covers pre-existing conditions. This is a departure from most pet insurance plans. Some medical conditions are exclusions from the policy. For instance, dental disease, hip dysplasia, intervertebral disk disease, and other hereditary conditions aren't covered. The insurance does not cover dental or orthodontic procedures, nor expenses associated with boarding and daycare. Cosmetic procedures and bilateral conditions are not covered by the insurance.
Spot's preexisting condition policy does not cover treatment for arthritis. The company defines a pre-existing condition as any medical condition that existed before the plan was issued. Unless arthritis has been treated, the insurance company cannot pay for treatment. There is no age limit on this policy, but customers must pay a $2,500 deductible to cover vet costs.