The current system for visitors insurance covers only a few services and is based on a limited set of insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. might be allowed to stay for extended periods of time and not just for short visits.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans provide pre-defined medical benefits and emergency services for up to 364 days. During this time, you can receive treatment from any doctor or hospital in the U.S. Visit USA-HealthCare provides three levels of coverage, including individual, family, and group plans.
The cost of individual health insurance plans varies. Many are affordable depending on the level and type of coverage. Your pre-existing health conditions might need to be considered. You will need to select an insurance plan that suits your budget and meets your needs.
Liaison Travel Choice
Liaison Travel Insurance for Visitors covers a wide range medical needs. The plan is intended for families and individuals who are traveling abroad. It also covers dependent children who are unmarried. It will also pay up to $30,000 for medical expenses. You also get emergency medical evacuation coverage. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. Any doctor who is part of the PPO network can provide medical care to visitors.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). Liaison Travel Medical Plan is designed for short-term, international travel. This plan covers injuries and illnesses that may occur outside of the United States. It is available for travelers younger than 74 years old and covers coverages that last from 5 to 364 consecutive days. The plan includes customizable emergency medical coverage as well as a deductible.
Atlas America
Atlas America's visitor insurance plan may be the best option for American travelers. This plan covers hospitalizations and outpatient treatments. This plan has a downside: it may not cover 50% of the total costs of your medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor insurance plan is part United Healthcare PPO network. This network offers access to a large number of doctors and hospitals in the United States. The network providers will bill the insurance company directly. They also charge network fees which are often lower than the regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. It also covers temporary visits to the U.S. during their stay. The insurance will cover 100% of eligible expenses for the entire duration of the coverage. This plan also provides instant ID cards and proof of coverage.
This comprehensive insurance plan provides coverage for emergency medical expenses, even for pre-existing conditions. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The policy can be renewed up to two times, with a maximum amount of $50,000.
International Major Medical Plan
You should purchase an International Major Medical Plan Insurance policy if you are traveling to the United States for short-term purposes. This coverage provides up to $1 million for out-of–pocket medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans include coverage for war or terrorism. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies provide coverage for both cardiac and cancer care.
Pre-existing conditions can be covered by the Elite Plan. This insurance includes doctor visits, blood testing, urgent care, specialty care, and more. This type of insurance also covers medication prescribed by doctors.