AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It also covers delayed or missed connections, baggage delays, emergency evacuation, and delayed connections. To make sure that you are fully covered, it's important to be familiar with the coverage included in your policy.
COVID-19-related illness coverage
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. It is important to review your policy in order to be sure you are covered.
Missed connection
Missed connections may occur due to a number of reasons. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. You may also be able to find an alternative transportation option if your plane is experiencing mechanical difficulties.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal goods such as clothes, toiletries, etc. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. There may be a deductible attached to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance travel emergency evacuation plans offer comprehensive coverage for travelers' medical needs. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. They are very useful when traveling to remote areas that don't have access to medical treatment. You also have the option of repatriation insurance for the relatives of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover baggage lost or delayed.