The health of your pet is dependent on the insurance you provide. Pet insurance helps cover the costs of many veterinary services. These include treatment for serious illness or injury, dental disease, and even prosthetics like wheelchairs.
Pet insurance nyc comes in many different forms. These can range from the simple to the highly comprehensive, so it's important to find a policy that works best for you and your pet.
Lemonade
Lemonade has a user-friendly website to help you take care all of your pet’s needs. It offers a flexible and affordable insurance plan that is available to pets up to 13 years old. The company offers discounts to pets that are senior citizens or military personnel.
Spot
This New York-based company offers an extremely convenient and user friendly service for pet parents. The claims process is simple and you can even send your vet's invoice directly from your smartphone. If you've met your deductible, then you'll be reimbursed.
Trupanion
This insurance company strives to provide the most extensive coverage available in the industry. It covers hereditary, congenital and new injuries. Trupanion utilizes direct-payment software that allows vets and Trupanion to reimburse claims almost immediately.
Embrace
Embrace, another insurance company offering multiple deductibles and annual coverage limits for you to choose from. Their accident and illness policy also covers alternative therapies including chiropractic care and acupuncture. The company also reimburses exam fees and behavioral treatments if a veterinarian prescribes them. There's a wait of 180 days for orthopedic injuries to be covered, but you can waive it by bringing your pet in within 14days of enrolling.
Many Pets
Many Pets, unlike many other companies, does not limit coverage for pre-existing conditions in dogs or cats. The company provides an accident and illness insurance policy, with several deductible choices. Its yearly benefits range from $500 to unlimited.
MetLife
MetLife's policies for accident and sickness are not as easy to use as those of other providers, despite its excellent service and low rates. To file a claim you will need to fill out the form and submit it digitally or by mail. In addition, there is no clear information on the website about wellness benefits. To get more details, you'll need contact the provider.
Wagmo
Wagmo has been around since 2017, but is still a fairly new provider. The company provides a variety of conveniences, such as the ability to receive payments through Venmo and PayPa.
The company also offers an optional wellness plan that covers routine checkups, vaccinations and pet medication. These plans, which are offered in addition its pet insurance in New York, can range from $12 to $36 per month.