There are many options when it comes to choosing the best individual health insurance. It is possible to search online for information about the best plan. There are many options to choose from, so it doesn't matter how much you spend. It is possible to get competitive rates without spending too much time.
Anthem
Anthem is an important health insurer and is among the top three players on the individual market. It operates in nine states. The plans for its health insurance are different depending on the state. Anthem is commonly associated with individual health insurance plans. However, it also offers health insurance through its subsidiaries. Anthem's plans can be known as HMOs (Health Maintenance Organizations) in some states. In some states, they're known as Empire plans and Compcare plans.
The mixed reception received by Anthem individuals' health insurance has been mixed. Anthem is rated low by the Better Business Bureau and given an F-grade by the Better Business Bureau. Anthem has been cited twice for denials of claims compared to the industry average. Anthem has settled over 61 complaints in the past three year, most of which were about billing and denied claims.
Anthem offers various individual health insurance plans. These range from basic coverage to high risk plans. This makes Anthem a great choice for anyone looking for affordable coverage. However, some customers have found the high deductibles too expensive for their budget.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies provide coverage for prescriptions and deductibles, and are available in some states. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Individuals can find affordable health insurance through Blue Cross Blue Shield health insurance for individuals. The Blue Cross Blue Shield Association provides health insurance through its BlueSelect health plan, which meets the requirements for coverage under the Affordable Care Act. BlueSelect can be purchased through Health Insurance Marketplace.